Loan Scam Alert - Protect yourself and your finances from fake lenders and scam artists. Make sure to read up on the latest scam techniques, such as their use of legitimate company names and logos, taken from real loan companies, in order to hide their shady operation. Learn about foreclosure fraud, phony debt counselors, advance fee loan scams, and identity phishers, so you'll be better able to recognize red flags when you see them. You will be able to fend off the increasingly-clever scam artists who take advantage of the desperate and vulnerable. If a particularly slick character has managed scam you, please report it to the Federal Trade Commission and law enforcement, and share your story with our readers. If you own a website or blog, please link to our scam articles to help us spread the word about these leeches.

Consumer Statistics - Interesting stats about consumer spending, credit and debt 2005 | 2006 | 2007

The New Federal Foreclosure Prevention Plan - In late 2007, President Bush announced a federal plan aimed at helping to prevent foreclosure, particularly among high risk families who are struggling to meet their home mortgage obligations in the face of increasing adjustable rate mortgages, or ARMs. Don't let the bank foreclose on your home. Learn about who qualifies for the federal foreclosure prevention programs and how these programs can help homeowners keep their house, as well as about the efforts of individual states and localities to ease mortgage woes and prevent ARMs related foreclosures in their regions.

Getting Out Of Debt - Proper debt management and reduction are the first steps toward securing your financial situation. Consult a good debt settlement company who will help you settle your unsecure debt, negotiate your payoff balance, and reduce your interest rates with your creditors. If you own your home, it may behoove you to use your home's equity to eliminate your debt. Also, if you qualify for a lower mortgage rate, you would probably be able to save money by using a low interest home loan against your equity, and pay off your higher-interest items. As always, remember that an equity line is secured by your home, and you must be able to pay the mortgage each month or you risk losing your home. So, weigh all your options before deciding how you will pay off your debt. By learning how to manage your debt, pay off bills & credit cards, and control your spending, you can get that second chance you deserve. Oh, and don't forget the advice your grandma gave you: always try to live within your means.

We Can Help, Even In The UK: Working with Capital One allows us to assist UK residents in their efforts to achieve their financial and personal goals, including homeowners and people with no credit or bad credit. You can also apply online for tenant, homeowner and cash advance loans right here on Direct Lending Solutions.